Mortgage Survey Gone Bad

Well, it wasn't worth the paper it was printed on to start with.

How did they do this Wisconsin survey in without the fences?????;-)

Mortgage Survey Gone Bad> 11' off

Obviously....

What's the problem here, is the house not on the right lot?

HUMOR ON

HUMOR OFF

Great photo. What is the source?

Mortgage Survey Gone Bad - Dan

What looks odd to me is the west edge of the road being on the centerline.

I wonder is the surveyors board for Wisconsin has a separate section regarding "Mortgage Surveys". If they do, then the surveyor who did that survey did not have to list so many disclaimers on page 2 of that survey.

If Wisconsin does not address Mortgage Surveys separately, then the surveyor who did that has his head in the sand. If he is bound by MTS then providing any document that fails those standards is a violation.

He also fails to realize that even though he states that the map is not "signed and sealed" that page 2 is signed by him with his LS number listed. It's clearly shown that the map on page 1 is part of a 2 page document. The title company may not have recourse against him but anyone else that depends on that map sure does.

I give him full credit for owning up to the fact that he screwed up. Unfortunately, that credit is erased if he still does these abortions.

Downloaded from the National Map
http://viewer.nationalmap.gov/viewer/

"This digital orthophoto tile is part of a color imagery 2007 dataset for "urban" areas (approx. 100 sq. miles) of La Crosse County, Wisconsin. The imagery was aquired on 4/1/07 using a digital mapping camera (DMC). The flight altitude for the aquisition was 5,140-feet mean sea level (MSL). Ayres Associates completed an analytical areotriangulation (AT) solution using air borne GPS (ABGPS) data, inertial measurement unit data (IMU), and surveyed ground control points. A fully analytical simultaneous least squares adjustment was completed for the entire block of aerial photography using Intergraph ISAT software. All AT processing was done on a digital photogrammetric workstation and the resulting AT solution is suitable for the rectification of the aerial photography. Using Intergraph digital orthophotography software, Ayres Associates rectified the imagery to stereo compiled road centerline and hydro line data along with a 2007 LiDAR generated terrain model." An orthoimage is remotely sensed image data in which displacement of features in the image caused by terrain relief and sensor orientation have been mathematically removed. Orthoimagery combines the image characteristics of a photograph with the geometric qualities of a map.
High Resolution Orthoimagery provides a critical tool for those involved in development decisions such as resource managers and city planners. The detailed focus of High Resolution Orthoimagery provides emergency responders detailed information in determining the best evacuation routes, alternative routes and safe access to aid. High Resolution Orthoimagery assists law enforcement personnel in determining the best locations to place surveillance cameras in high-traffic urban areas and popular attractions. The data assists Federal, State and local emergency responders in planning for homeland security efforts. This data also supports The National Map.
The data obtained through The National Map Seamless Server is considered to be the "best available" data from USGS. Historical data and other data may be obtained by contacting Customer Services, USGS Earth Resources Observation & Science Center at 1-800-252-4547. Information in quotation marks, initial processing steps, accuracy reports, and source information is taken directly from the original metadata.Spatial-specific information not available

(and you thought I was going to say GoogleEarth ;-))

Edits were made using Global Mapper
http://www.globalmapper.com/about/about.htm

Mortgage Survey Gone Bad - Dan

> What looks odd to me is the west edge of the road being on the centerline.
>

Paul,
The image was a quick 'rubbersheet' overlay intended to be humorous...a peek at what happens when you combine GIS with Mortgage Surveys. 😉

Humor On
This is my retirement plan if Arkansas deregulates Land Surveying
Humor Off

DDSM

"Pourch"??? Guess someone told him to "sound it out"

Well, at least he had enough integrity to go back to this record and acknowledge his error after doing a real survey in the area.

Note that this thing is titled "MORTGAGE SURVEY", not Mortgage Report or Mortgage Inspection. Even though all his notes on Page 2 proclaim to anyone who knows how to interpret them that "this survey is not a survey", nothing on Page 1, the map page says so.

To any layperson looking it over prior to the time he added the note on 2/25/93, so for 7 months, this document was a survey.

IMO, mortgage "surveys" performed with a few rough measurements and reporting record measurements without actually retracing the boundary is a fraudulent practice.

How can I use such a strong word as "fraudulent"? Gee, maybe it's because surveyors performing them do little to correct the misconception that they are actually surveys. Naw, that's merely negligent. Then it must be when surveyors themselves refer to them, and in some cases label them "surveys". Yep, that's it. Fraudulent misrepresentation.

They have been called mortgage surveys by most since I first came across them in 73. There was a time when they were called plot plans, seems the bankers and title people did not like that very well. The first ones I held the tape for, the C/L of the street was held as control,"split the curbs", as well as the side occupation lines. Swing ties were used to locate the structures. Time went on and to simplify the drawing for the draftsman, right angle prisms were used instead of swing ties and when the pin finders became common, corner monuments were used to search for monuments. Today I search for monuments and use a total station to locate the structures in relation to the found monuments, be it two or three, sometimes those monuments are property corners on the property of interest or other monuments such as PI's or PT's, block corners or in rural areas any monuments that provide some reliable control. Those inspections fill a needed niche and resulted in finding several problems over the years, one even had the ridge line almost on the property line because of a realtor and owner doing the location work for new construction. Luckily the neighbor had a quarter of a section and a boundary line adjustment was done but it did slow the loan down a bit. Today I call them foundation inspections and do not use the word survey on the drawing other than what is on my stamp and company name. Am I offended by those who find fault with providing this service, but I do recognize the danger of calling them surveys and some firms of the past did less than minimum work on them, but the liabilities of today along with continuing education requirements where horror stories are sometime heard, seem to have corrected most of that.
jud

Lovin' the old school hand drafting!

Thanks. Really helpful information.
When I become an adult I will know about all of this stuff.

How can you prepare a "Mortgage Survey" and put your name on it, and on the very next page have a statement that says "Maxwell Surveying is released from all responsibility in the preparation of this Mortgage Survey."?

How can you actually prepare a drawing and say you have no responsibility for that preparation?

They hire a professional surveyor to prepare a document, and to my way of thinking, they have a right to rely on that document whether it was stamped or not, and whether they signed their own disclaimer absolving themselved from responsibility of that document or not.

"Build me a house"
"okay, that'll cost you $100,000, but I am going to claim that I am not responsible for building that house"

I think that's the reason that the mortgage industry in the states that allow these types of surveys eventually wrote surveyors out of the process. Like you said, when you get a document that disclaims all responsibility for preparing the document, then you have to wonder what it is you're paying for. I'm sure some people in the mortgage industry got burned by surveyors who just told them to read page two ... Seems like allowing this was a bad idea ...

> How can you prepare a "Mortgage Survey" and put your name on it, and on the very next page have a statement that says "Maxwell Surveying is released from all responsibility in the preparation of this Mortgage Survey."?
>
> How can you actually prepare a drawing and say you have no responsibility for that preparation?
>
> They hire a professional surveyor to prepare a document, and to my way of thinking, they have a right to rely on that document whether it was stamped or not, and whether they signed their own disclaimer absolving themselved from responsibility of that document or not.
>

Tom,

The problem isn't with the document, it's with LS who prepared it.

Had this joker been sanctioned by the BOR, he would no longer be doing these things.

And if he had been sanctioned, other jacklegged surveyors would know there is the possablity of getting in trouble.

But everybody knows, they won't get in trouble, so they keep doing these things..

Steve,
You are an adult...well....at times....look bud...ok I'll just have to say it....it's those frickin' ties.

Please tell me you got rid of the silk tie (wide) with the naked women on the beach front.