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Non-surveyors that charge to submit LOMAs

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(@the-pseudo-ranger)
Posts: 2369
Topic starter
 

Apparently for $250 they will take your existing elevation cert., fill out the LOMA request form, and mail it to FEMA.

Sounds like easy money. You don't even have to be able spell.

http://www.floodzero.com/

"We are cheaper then other flood correction service and we GUARANTEE our work."

 
Posted : May 11, 2011 10:39 am
(@sacker2)
Posts: 152
Registered
 

I noticed that the voice line and fax line have two different area codes.

863 area code is Florida

270 area code is Kentucky

 
Posted : May 11, 2011 10:50 am
(@the-pseudo-ranger)
Posts: 2369
Topic starter
 

Yeah ... probably nothing illegal about this. But if you're a homeowner with an elevation certificate in hand, you just need to fill out page 1 of the MT-EZ (name, address, legal description), and print a firmette and GIS/Tax map from the internet. Pretty easy money for someone who saw a business oppurtunity and ran with it.

 
Posted : May 11, 2011 10:54 am
(@the-pseudo-ranger)
Posts: 2369
Topic starter
 

Could be something like a "ring central" virtual fax machine.

 
Posted : May 11, 2011 10:55 am
(@andy-j)
Posts: 3121
 

from the FAQ page

1) How do you know so much about flood insurance and FEMA?

I am a Certified Floodplain Manager (CFM) for a local government agency.

 
Posted : May 11, 2011 11:04 am
 ddsm
(@ddsm)
Posts: 2229
 

Randall E. Vogel, CFM
Sebring, FL

http://www.floods.org/Certification/certlist.asp

 
Posted : May 11, 2011 11:20 am
(@the-pseudo-ranger)
Posts: 2369
Topic starter
 

He probably knows his stuff. I just wish his website was more informative. There is a local surveyor here who has a section on his website about LOMAs, and actually explains (with pictures) how to read the elevations and zone information to determine if you qualify for a LOMA. Seems like a good idea (and something I've been meaning to rip-off).

My wife just took a call from someone looking to get an elevation certificate and told my wife once he had it, "floodzero" was going to get him out of paying for flood insurance. Well, around here, the new flood maps were produced with LIDAR and it's rare to find a property that qualifies for a LOMA. If the guy calls back, I'm going to explain that to him and tell him if he has a mortgage he can probably get a copy of his elevation certificate from his insurance agency.

 
Posted : May 11, 2011 11:28 am