I have a rural acreage title survey on my schedule for next week and I got an email from the loan officer informing me that there is a mobile home on the property and that it must Not be shown on the final survey. He assures me that the mobile home is "to be removed at closing". My first thought is, Hell No, what do you guys think? Thanks
So what happens if the the mobile home is not removed from the property? The new landowner files a claim against the title insurance policy. The title insurance company pays to get it evicted, then sues you for the costs incurred.
Then they need to have the survey done after closing. Or have you update it after closing.?ÿ
Refresh my memory though, are mobile mobile homes considered buildings on an ALTA Survey? Or is it that you just have to show the pad that they are on, and any utility hookup??ÿ
If I had a dollar for every time something was supposed to be done that ultimately wasn't.........I'd be rich.?ÿ I'd show the mobile home with a note that it is to be removed before/during/after/whatever relative to closing.?ÿ If they need confirmation of removal, I'd update the survey for a reasonable fee after driving by the site.
Show it on the sketch and lable it "Existing Mobile Home TO BE REMOVED AT CLOSING"
I had a similar request about five years ago. I told them I was obligated to show it but since they were such good clients, I would consider drawing dashed instead of solid lines around the trailer.?ÿ
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I have a subdivision plat that I created around 2006 showing an overhead 2" copper phone cable that kills a couple lots and makes a few others difficult to build on.?ÿ Developer assured me the line would be removed.?ÿ I insisted on showing it with a note that stated that it was to be removed during construction of the subdivision.?ÿ The line still exists and anyone interested in those lots will be forewarned if they look at the plat during their due diligence.?ÿ
Does said "mobile home" have wheels and tires attached to it? If not, it is not very mobile is it.?ÿ
Lets just for argument sake ask if there were a 40' motor home/RV or 40' Bayliner parked on the property? Would we make a note of it and emphatically state that it is going to be removed (by whom)??ÿ?ÿ
And, I would be very careful about making a statement that is dependent on the performance of someone who is not signing the (plat) document.?ÿ
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IF it be that it is tied down with anchor stakes and underpinned.
"Hell no"
Take it off after it has been removed.
Actually, if the wheels are still on the TH and it is not underpinned, it is not a permanent fixture to the property and you do not really have to show it.
Provide your client with a boundary survey with a note that states "no interior improvements were located".?ÿ ??ÿ
Provide your client with a boundary survey with a note that states "no interior improvements were located".?ÿ ??ÿ
That'll about cover it.
I would put a note on the plat stating:
"Mobile Home will probably be removed after next Hurricane or Tornado."
Put it back on him- See Note
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NOTE: Existing Mobile Home occupying the property on this survey is not shown per a request of Loan Officer Mr. Xyz Smith of 123 Title Co. Mr. Smith stated that the Mobile Home will be removed from the property at closing in a email to my office dated x-x-2018.
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I haven't taken the new Standards of Survey course yet, but my understanding is that Florida now requires a note saying "no fixed improvements exist". Of course if something does exist then we are required to make note of it or show it.?ÿ We just are not allowed to state "fixed improvements not located".
That's just plain silly. ?ÿOur job is to find the boundary unless specifically employed to do more than that. ?ÿThere is no problem with showing no improvements of any kind so long as that is what the client hired us to do.
