Joe the Surveyor, post: 388094, member: 118 wrote: The bank can require flood insurance even if the structure is not in a flood zone.
I thought all structures are in a flood zone, some with more risk than others.
Lamon Miller, post: 388143, member: 553 wrote: I thought all structures are in a flood zone, some with more risk than others.
I guess if you consider X unshaded a flood hazard area.
A Harris, post: 388100, member: 81 wrote: [USER=249]@Jim in AZ[/USER]
I've had many a telephone conversation with the person behind wanting property outside of flood areas to be insured.
Most, the address puts them inside of the floodzone on google earth and is house is sitting on a knoll 1/4 mile away free and clear of any possible flood waters.
I've had to prepare a USGS topo map with the location and a Flood Hazard Boundary Map to send to them as proof.
Reluctantly, they gave it up and say their decision was from one of those agencies they contract with for $25 per location.
:confounded:
"I've had many a telephone conversation with the person behind wanting property outside of flood areas to be insured."
Yep, me too. It's often an entry level person that is too young to know how to think.
Rich., post: 388144, member: 10450 wrote: I guess if you consider X unshaded a flood hazard area.
All I said is all structures are in a flood zone, some with more risk than others.
As proof, I am looking at a FEMA panal map right now and under "Explanation of Zone Designations" it labels Zones. Sure enough B,C and X are included right under A1-A30 A99. Maybe the panal maps in your are different than mine.
