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Flood Insurance

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Ben Purvis
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Does anyone know of a good resource that thoroughly explains flood insurance costs as they relate to the various aspects of an elevation cert? I work for a large tract builder who will be constructing several dozen homes in a flood zone and they're currently setting the water heaters in the garage below flood. Will this cause higher flood insurance costs and should they not just build a pedestal to raise it higher than the BFE?


 
Posted : June 28, 2012 11:53 am
Footsteps Jay
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I believe this is what you are looking for.
http://www.fema.gov/pdf/nfip/manual201110/content/05rate.pdf

Also good for insomnia


 
Posted : June 28, 2012 1:07 pm
Ben Purvis
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Thanks, that's exactly what I'm looking for. Narcolepsy is more like it btw!!


 
Posted : June 28, 2012 1:16 pm
jaro
 jaro
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From a fire prevention viewpoint, placing the hot water heater up on a pedestal helps prevent the hot water heater from being an ignition source. I know this is true for gas and propane hot water heaters, I don't know about electric.

This is especially important in a garage area where someone may spill gasoline while fueling a lawn mower or other yard equipment.

I raised mine up just so I would have a place to store my shopvac.

James


 
Posted : June 28, 2012 2:25 pm