I recently did an Elevation Certificate, and now the insurance company is asking that I sign a Flood Insurance Program Statement of Variance Form. I've done many EC's but this is the first time I've ever been asked to sign such a statement, or even heard of it. Have any of you dealt with this before?
Thanks for any input.
Since when is a Land Surveyor an "Applicant" or an "Agent?"
That's who the form is supposed to be signed by ...
I would create a 4th box that says "No information regarding variances was provided to me and I made effort to research variances."
Sounds like a "cover my butt" move by the agent. I've often wondered if agents worry about being sued if somewhere down the road it's discovered that their lack of research has caused a homeowner to be overcharged for insurance.
It would appear that signing that form would require researching the local floodplain manager records to determine how to answer. That would mean that you take responsibility for an additional records search and certification that the search was correctly completed. Don't believe that is within the duties of the P.S. completing the EC.
I would request the insurance company direct me to the FEMA requirement for the form to be signed by a P.S. as well as the instructions for completion of the form.
