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FEMA EC enclosure?

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 FLS
(@fls)
Posts: 532
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Topic starter
 

I have an EC to complete....The house is raised on concrete piers about 2.5' high. Then the house has plywood skirting around the house. Would you agree this is an enclosure that restricts flow and use Diagram 5?

The insurance company wants it called a crawl space, there are not concrete walls, just plywood skirting.

Thanks

 
Posted : May 16, 2014 11:36 am
 ddsm
(@ddsm)
Posts: 2229
 

Plywood dimensions?
Pier dimensions and spacing?
How is plywood attached?
What is the flood zone?
What are the elevations...lag, ff, BFE, etc?

DDSM:beer:

 
Posted : May 16, 2014 11:58 am
(@wayne-g)
Posts: 969
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Around these parts plywood is considered almost structural, especially if supported with a rail either along the grade or slightly sub surface. So they likely need vents. Vinyl siding is not, so doesn't need vents.

Tell them to leave one side open, you do your thing and they are probably back to where ever they started. Once you're gone it's not your problem if it magically re-appears. Just include the open end in your pictorial.

Not sure which building diagram comes into play though, I always call my county flood manager guru.

 
Posted : May 16, 2014 12:25 pm
(@thebionicman)
Posts: 4438
Customer
 

We occasionally have insurers request changes on EC forms. If it is filled out correctly they get a polite no with an explanation.
Getting advice here is a good starting point. Back up our words and spend some time in the FEMA library. Get comfortable with the form before you sign. Last, always be wary of certifying under direction of a client.
Good Luck...

 
Posted : May 17, 2014 6:47 am
(@andy-j)
Posts: 3121
 

> I have an EC to complete....The house is raised on concrete piers about 2.5' high. Then the house has plywood skirting around the house. Would you agree this is an enclosure that restricts flow and use Diagram 5?
>
> The insurance company wants it called a crawl space, there are not concrete walls, just plywood skirting.
>
> Thanks

Sounds like a "6" to me.

A diagram 5 is for an elevated home with NO enclosure. It does allow for "lattice" but not solid walls. I assume the plywood is actually attached to the piers?

A diagram 6 is for elevated home WITH enclosure.

A crawlspace would require solid walls, as noted in the first "distinguishing feature" in the diagram images.

Do you have a copy of the form instructions and building diagram sketches? I'd be happy to mail you the PDF.

Andy

 
Posted : May 17, 2014 8:05 am
 FLS
(@fls)
Posts: 532
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Topic starter
 

I meant Diagram "6". I agree with enclosure, not a crawl space.

Thanks

 
Posted : May 18, 2014 3:13 am
(@andy-j)
Posts: 3121
 

Right on!

 
Posted : May 18, 2014 4:22 am