Oklahoma (OSLS) should use this example..
You assume that OSLS, as a group, would support getting rid of Mortgage Certificates. While it is true that there would be support from a faction, a large portion of the membership makes its living on these things.?ÿ
Texas eliminated these so called "Mortgage Inspections" in 1992, (I'm not even going to call them surveys because OBPELS doesn't classify them as such) and the quality and the price both rose. As I stated earlier, the whole reason for Professional Licensure is to protect the public not supply employment. Its way past time the second oldest profession in Oklahoma has more morality than the oldest profession in Oklahoma.
I guess it's been about ten years ago when we (the OSLS & reps from the State Board) sat down in a series of open meetings to discuss ridding ourselves of the cursed mortgage inspection.?ÿ Not surprisingly a large vocal majority wanted to them abolished.?ÿ A lot of us didn't care if the real estate industry used them, we just wanted land surveyors to be required to either survey the property properly, or leave it alone.?ÿ There was a prominent consensus that agreed such documents caused more confusion (especially to the public) than good.?ÿ My personal sentiment was that I didn't care if people performed mortgage inspections, just keep us surveyors out of it.?ÿ Let the real estate industry come up with some folks that would ultimately bear the liability.
As it turned out a very small minority of a few surveyors that make their living drawing these cartoons had several real estate lobbyists "talk" to some folks at the State Board and the legislature.?ÿ?ÿ?ÿLet me tell you that was the end of that nonsense.?ÿ The sentiment of 1000 surveyors was ignored for the desires of a handful of idiots.
I was so disgusted I haven't been a member of the OSLS since then.?ÿ What a bunch of pure unadulterated warm horse sh*t.?ÿ
Couldn't agree more!! I was president of OSLS around this time and had little say so in how the situation proceeded forward. I haven't even been remotely interested in being a member ever since.
Thanks for all the input guys....there are some things moving forward on this and it's going to get deep fast.?ÿ I'll update you guys on everything next week after a few key hurdles have been met.?ÿ?ÿ
Ah yes, I see now. I have not worked with these mortgage certificates yet but they sound like a joke.
Anyway, it looks like the first surveyor submitted something that wasn't particularly accurate even in the realm of mortgage certificates so I suppose that's where the client ought to place the blame.
FWIW
I know of at least two instances where a house was modified after construction, in order not to encroach on a power easement.
Consider a $2 million dollar house, and cutting off 2 feet. If I remember correctly there wasn't a kitchen, but there was at least one bathroom. It was completely finished before it had to be truncated. Paint, carpet, and everything else completely done.
Then, A FRIEND OF MINE decides a survey isnt needed and eyeballs his $1.5 million spec house from street mons. He ended up cutting the corner off the thing. At least that one wasn't all the way finished. I didn't even know what to say to him. (I probably just called him a dumb@$$.)
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They did them here in the 70's and 80's, but now they are never done. I know title insurance will write location coverage out of the policies, I don't understand how mortgage holders resolve it. But it seems to work, I'm glad they are gone. Maybe the guys who do that type of work will find the business model gone one day.
Here's another question for you guys....I've always used the wall footprint of the house to determine house location.?ÿ While the footprint is into the UE 1.8' the overhang of the house encroaches an additional 2.5'.?ÿ Would you guys consider the overhang an encroachment of the house as well?
The mentioned offsets usually quote as per the location of a building's exterior wall placement.
Gonna have to look deeper into the local requirements and possible zoning and HOA desires and regulations to answer your question.
Around here the regulated building setback is measured to the foundation wall which is where it is staked. As-built, we locate the most exterior point on the siding corner, usually not the foundation. Eaves and overhangs typically extend 1.5' into the setback in many places but not all so you do need to know the rules for where you work. No part of a structure is allowed inside an easement unless specifically mentioned in the document that created it.?ÿ
I always thought setbacks were to the eave not to the building wall. Shows how much I know.
