@bstrand?ÿ
I get it.?ÿ It is easier to sell a policy based on incorrect data or insufficient data for a lower fee, but a sure sale.?ÿ The salesman collects his commission and the company is never planning to pay out anyway.
Over the years I have educated numerous (potential) clients on how to avoid flood insurance entirely.
Theoretically, the flood water will never touch the lowest adjacent grade, so the building is out. As someone else said above, I'd treat the loading dock like an attached staircase and note it in your comments. No one is going to insure the loading dock.?ÿ
Heaven help you if you missed a sunken bathtub at BFE - 0.5. ???? ???? ?????ÿ
Frank, you already answered your question.?ÿ You said the site was filled and removed from the floodplain. I would refer to the approved LOMAR-F that the site is not in the floodplain.?ÿ?ÿ
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Hamilton,
Great answer and the correct solution!?ÿ Much appreciated.
