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rj-schneider
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Looking through the employment section when I noticed something I don't think I had seen before;
First American National Default Title Services
There are quite a few title companies in existence, I don't think I've noticed one using Default in the company name.
What does the Default mean? anything? Has this been around for awhile and I'm just now figuring that out?


 
Posted : August 24, 2016 4:23 pm
a-harris
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They specialize in repo related real estate.

http://www.firstam.com/news/2010/first-american-national-default-title-services-announces-new-name-for-its-trustee-services-division-20100719.html


 
Posted : August 24, 2016 7:01 pm
rj-schneider
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Thanks AH, i didn't know if i could google that. I still wonder what default title is. I remember companies scrampling to secure mortgage servicing rights after the '08 crash and some pretty sad stories of collecting unearned fees. But default title ??


 
Posted : August 24, 2016 9:21 pm
bushaxe
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R.J. Schneider, post: 388014, member: 409 wrote: Thanks AH, i didn't know if i could google that. I still wonder what default title is. I remember companies scrampling to secure mortgage servicing rights after the '08 crash and some pretty sad stories of collecting unearned fees. But default title ??

Default - as in defaulting on a loan, failure to pay, foreclosure, repossession by the mortgage company. They specialize in foreclosures. Banks/Mortgage companies will handoff loans that are in default to companies like these to recoup whatever they can from the property. With such a large number of foreclosures after the 08 crash, banks were overwhelmed. Then up pops businesses like this one that can take the pressure off of a bank to get through the foreclosure process. America.

"We're building a new road. Right through here." Says the PLS while pointing at the house of the man who has 100 questions.


 
Posted : August 26, 2016 3:23 am
rj-schneider
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I suppose I was reading that in a surveying sense, that default had something to do with boundary determination, or a maybe claims on a title policy (deeper pockets theory), but, yes, title, by definition, isn't limited to boundary. I would guess they're better positioned to sort through the whole loan-note-title-assignee-nominee quagmire.


 
Posted : August 26, 2016 6:01 pm