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Serious things you soon-to-be geezers need to consider
holy-cow replied 7 months, 2 weeks ago 16 Members · 25 Replies
You realize that will never happen if you include interest?
I ran the numbers in a spreadsheet that accounts for the accrued and compounded interest, and for the me the crossover point is age 81, i.e. if I make it to 81, thereafter I net more by starting to collect at 70 than at 66.
There are many online “break even” calculators already built for these calculations.
And your financial advisor would be the first person I would consult before building your own spreadsheet.
Update PSA (public service announcement) on yesterday’s PSA test payment rejection.
My doctor called me wanting to know exactly who it was at the hospital check-in center had told me the PSA test she had requested for me would not be covered by my insurance and the stated reason.
I’m betting someone at the hospital is gonna get a serious butt-chewing from my doctor. She’s a good old farm girl from the plains of Northeastern Colorado. She knows the difference between bovine excrement and BS and she is the kind to call a cabbage a cabbage. I am expecting a notice back that the PSA test will be run at no cost to me.
This goes back to the THE SYSTEM not showing that my primary provider since September 1 is Medicare, not the old coverage that ended on August 31. They have had over four weeks to make note of the change. They being whomever makes insurance coverage data avail;able to whoever else needs to know (say, any random hospital or other care provider).
if your genes can hold up to a long life and you do not do anything stupid, then taking SS when required is the best way to go.
Will go to my friends 90th bday next week and then his daughter is shipping him to mill valley to be institutionalized (not in her house but close by). Hope I am crazy enough to not end up in a nurse home.
Every day is a new adventure once you hit roughly 50. I was about 45 when a little gal at the Taco Bell applied a Senior Discount to my take-out meal. She didn’t ask. She merely ASSumed I was eligible.
AARP starts sending you all of their propaganda (what they call vaulable information) shortly before you hit 50.
The email spam and telemarketers never ends once you pass the low end of their target market age range. Men start getting spam from pill factories that specialize in keeping a fellow upright when he wants to be upright. The adult diaper marketing is insane. (We ship it to you in box with aa plain brown wrapper so no one knows what you are receiving)
Instead of being a shill for pantyhose, Joe Namath is now into insurance supplements for Medicare. CALL TODAY. ASK IF THERE ARE SPECIAL MONEY-BACK DEALS IN YOUR ZIP CODE.
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