The Flood Insurance Deadline Moved to December 11

Congress Extends NFIP in a Stopgap Spending Bill

The continuing resolution Congress passed this month funds the government at fiscal 2026 levels through December 11 and extends the National Flood Insurance Program to the same date. Without further action, authority to write new policies then expires and the program’s Treasury borrowing limit drops from about $30.4 billion to $1 billion.

Why it matters: Clients in flood zones will ask, and the answer just moved to December. The program has run on stopgaps like this since its last full reauthorization expired in 2017.

NAHB →

Congressional Research Service →

Your Elevation Certificates Didn’t Expire in June

The current Elevation Certificate’s OMB expiration date was June 30, 2026. FEMA isn’t replacing it: a June Federal Register notice proposed extending the same form as a currently approved collection. And per FEMA’s own instructions, that printed date never applied to completed certificates, which don’t expire unless the building itself changes.

Why it matters: Clients will see the June date and ask whether their certificate is still good. It is. The date covers the blank form, not the finished one.

Federal Register →

FEMA, Elevation Certificate and Instructions →

If You Heard Part 108 Is Final, It Isn’t

The FAA’s rule for routine beyond-visual-line-of-sight drone operations has been under review at the White House Office of Information and Regulatory Affairs since July 10, and the Federal Register still lists it as proposed. Headlines calling it final have circulated since spring. OIRA’s standard 90-day review closes around October 8, though it can be extended.

Why it matters: Until it publishes, BVLOS mapping and corridor work still runs through Part 107 waivers. Check the Federal Register rather than a headline before you plan around it.

Airdata →