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What kind of LOMA?
I have a condo site that was approved in c.2006 and in the approval, they were allowed to bring in fill to have all the units be above the BFE. This year the association asked me to investigate the elevations and see if the buildings and adjacent ground elevations were in fact built above the BFE. It turns out so far yes they are.
I’ve been asked to perform a LOMA to help the unit owners now reduce their flood insurance costs. What kind of LOMA do you think will be required? LOMR-F?
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3 Replies
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Have the Flood Maps been updated? I.E. do the maps reflect the new ground elevations? Or are there still old maps and fill based off of those? If old maps, then I think LOMR-F.
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Joe the Surveyor, post: 355488, member: 118 wrote: I have a condo site that was approved in c.2006 and in the approval, they were allowed to bring in fill to have all the units be above the BFE. This year the association asked me to investigate the elevations and see if the buildings and adjacent ground elevations were in fact built above the BFE. It turns out so far yes they are.
I’ve been asked to perform a LOMA to help the unit owners now reduce their flood insurance costs. What kind of LOMA do you think will be required? LOMR-F?
If fill was placed after current map’s effective date then it’s a LOMA-F.
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David C. Newell RPLS LS CFM, post: 355507, member: 6347 wrote: If fill was placed after current map’s effective date then it’s a LOMA-F
Fill that is placed before the date of the first National Flood Insurance Program (NFIP) map showing the area in a Special Flood Hazard Area is considered natural grade. The Special Flood Hazard Area (SFHA) is the area that would be inundated by the base flood.
From Instructions for Completing Form MT-EZ
1. Has fill been placed on your property to raise the ground that was previously below the BFE? ÛÒ If Yes, STOP ÛÒ You must complete the MT-1 application form.Question 1 ÛÒ Since the area was first mapped as a 1% annual chance floodplain, has fill been placed on the property to raise ground that was previously below the Base Flood Elevation (BFE), or the 1% annual chance flood elevation?
Check ÛÏNoÛ if: NO FILL has been placed below the BFE since the date of the first FEMA map that showed the areas was a high flood risk area (see map dates in the FEMA Community Status Book).
If fill HAS been placed below the BFE sometime after the date of the first FEMA map that showed that area as a Special Flood Risk Area (SFHA) or a high flood risk area, you are not eligible to apply for a LOMA or LOMA-OAS (Out as Shown).
I don’t think FILL is based on current effective map date, but on the date of the FIRST map.
DDSM (CFM):beer:
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